Our mission

A mission to document every loan
with justice—never riba.

We are building simple, Shariah-aligned tools so people can lend and borrow with clarity, witnesses, and records you can trust.

Free to use · No subscription · Private by design

See how it works

Why Watheq

Three commitments behind every contract.

  • Write it down

    Turn handshakes into clear, signed agreements in minutes—aligned with Ayat al-Dayn.

  • Stay interest-free

    Built only for qard hasan and ethical lending—no riba, no hidden fees, no bank middlemen.

  • Witness & protect

    Invite witnesses, sign securely, and keep records private with biometric lock and encryption.

How it works

No paperwork. No meetings. Create, witness, and settle—from your phone.

  1. 1

    Create Contract

    Define terms, amount, and repayment date in seconds.

  2. 2

    Witness & Sign

    Invite witnesses and sign digitally with FaceID security.

  3. 3

    Settlement

    Track payments and mark the loan as settled when done.

Rooted in the Qur'an

Shariah guides what we build—from interest-free contracts to required witnesses.

"O you who believe! When you contract a debt for a fixed period, write it down..."

Qur'an 2:282 (Ayat al-Dayn)

  • Biometric App Lock

    protects your sensitive data locally (FaceID / TouchID).

  • Row Level Security (RLS)

    ensures you only see what you own.

  • Encrypted Storage

    for all contract documents and signatures.

Start documenting trust today

Download Watheq free on iOS or Android. Guest signing on the web is available in English and Arabic.